It used to be your anniversary or a combination of your kids' initials was suitable for a password. That's no longer the case. Hackers have gotten increasingly sophisticated and with more and more sensitive financial information exchanged over the internet and entire portfolios stored in the cloud, users must take great care in creating their passwords. To help in the effort we've created The 2015 Guide To Creating A Perfect Password. Following this advice will reduce your risk of unauthorized access to your personal information and prevent invasions of privacy.